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Today Accolan had to break it to me that suddenly, and without any warning, that his disability payments were cut off effective immediately.  Not only are there no more checks coming in the months to come, but this month’s check – our last – was shortened by about a week’s work of “income.”

This decision was based on his last “independent medical exam” – a Dr. paid by the insurance company – and they told him only yesterday that he was deemed fit to work, despite being in significantly worse shape than when he was first approved for benefits nearly 9 years ago.

What does this mean?

First and foremost we plan to appeal.  This means calling lawyers and seeing if we can find someone to help us.

In the meantime, our monthly income has been cut in half and I have to quickly find ways to both slash our expenditures and prioritize who and what gets paid.

We are going to have to list our rental property for sale, to avoid having to eventually go into foreclosure (I simply can’t pay the mortgage without his income).

I have to find a second job.

It won’t be enough.

I keep telling myself that the worst case scenario is that we declare bankruptcy.  That we start over.

I keep reminding myself that its just money, its just stuff.  That we still have each other.

I’m just barely holding it together.

 

Blessings

Jia

image thanks to raven_inthemoment

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